Free forever. Premium when you want more.
Everything on the site today is free, and the free tier stays free forever. Premium and Supporter tiers will launch when there are enough early supporters to fund them. Save your spot below.
Free
Available now- All 50 foundational lessons
- Full glossary search
- All three calculators
- Risk tolerance quiz
- Quizzes on every lesson
- Weekly Market Pulse email
- No ads, no trackers, no data sales
Premium
Coming soonor $99/year (save 17%)
- ✨ AI tutor — explains lessons in your own words
- ✨ Video lessons (founder-recorded)
- ✨ Monte Carlo retirement simulator
- ✨ Sequence-of-returns risk simulator
- ✨ Portfolio backtester (historical data)
- Advanced tracks: options, hedging, factor investing, complex retirement planning
- Premium calculators (tax-bracket optimizer, mortgage payoff strategy, inflation-adjusted goals)
- Final exams + verified certificates (LinkedIn-shareable)
- Members-only Market Pulse deep analysis
- Everything in Free, forever
Supporter
Coming lateror $49/year
- Help fund free finance education for everyone
- Supporter badge on your profile
- Early access to selected new content
- Vote on which topics get covered next
- Founder updates and progress notes
- Everything in Free
The free tier always stays generous
We will never paywall safety information, the glossary, or the basic calculators. The 50 foundational lessons that exist today will stay free forever. Premium adds NEW content — advanced lessons, video walkthroughs, simulations, an AI tutor, and certificates — without taking anything away.
What members get
Rolling out gradually over the next several months. Founding members lock in the early price for life.
A finance teacher on call
Stuck on a concept? Ask the tutor. It explains any lesson in your own words, generates practice questions, and quizzes you on what you just read. Trained only on ClearMoneySchool content — no random stock-pick suggestions.
- · "Explain this like I'm new"
- · "Test me on this lesson"
- · "Compare T-bills vs. bond funds"
- · "Turn this into flashcards"
Watch the lessons, not just read them
Short, founder-recorded video walkthroughs of every premium concept. Pause, rewind, follow along. For people who learn better watching than reading — without the bloated 90-minute YouTube lectures.
- · 5-8 minute focused videos per concept
- · Whiteboard-style explanations
- · Mobile-friendly playback
- · Transcripts and chapter markers
Test scenarios, not just read about them
Run thousands of simulated futures to stress-test your retirement plan. See how the same average return produces wildly different outcomes depending on the order. Backtest portfolio allocations against decades of historical data.
- · Monte Carlo retirement simulator
- · Sequence-of-returns risk tool
- · Portfolio backtester (historical data)
- · Tax-bracket optimizer + mortgage strategy comparator
Beyond the foundations
Once you have the basics, premium opens up structured tracks into the deeper finance world — explained the same plain-English way, just on harder topics. Each track is a sequence of lessons, quizzes, and a final exam.
- · Trading strategies (intro to options, long/short, hedging)
- · Advanced finance (DCF valuation, factor investing, beta/CAPM)
- · Complex retirement (Roth conversion ladders, 72(t), Social Security claiming)
- · Behavioral finance deep-dives
Real proof of what you've learned
Pass a 15-25 question exam at the end of each course and earn a verified ClearMoneySchool certificate. Share on LinkedIn. Use as proof of financial literacy. Question-level breakdown shows you exactly what to review.
For people who want to help keep finance education free
The Supporter tier exists for people who believe plain-English finance education should stay accessible to everyone. It's not a replacement for Premium — it's a way to chip in if the free content has helped you and you want others to have the same access.
Why we're not racing to charge you
We'd rather build something a lot of people actually use than charge ten people a lot of money. Free is the right strategy now. When Premium launches, it will be a clear step up — not a paywall around the basics.